‘Risk comes from not knowing what you are doing.’ – Warren Buffett Investment is a topic rich in flavour. Whatever takes your fancy is possible to become an investment with the right attitude and a little work. I mean that sincerely. Almost anything can become an investment. I will explain a...
You get the calls most day from IFAs – or Independent Financial Advisers in Shanghai and other big business centers in Asia. Sometimes they seem like an unwelcome intrusion, but the irony is that some of these guys really do know what they’re talking about and can really help...
The phone rings, and it’s someone you don’t know claiming they can help improve your financial situation. As you wonder how they got your name and number, they ask you to schedule a meeting with one of their advisors. In China, these companies are usually selling unit-linked life insurance,...
The 'expat life' has numerous advantages, but a drawback to being an American expatriate is remaining subject to the US tax code, which reaches across borders and requires U.S. citizens to pay taxes no matter where they live. While there are a number of ways to reduce the amount...
Regrettably, most people do not want to think about the answer. It will be costly. I cannot help that. After all it is what YOU want, not me. But let us think about it. I assume that people try to play down their needs to me on the assumption that...
Not too long ago everyone was talking about great ideas for making money – stock markets, real estate, emerging market funds, A share trading… Even people A LOT less smart than you seemed to be doing great. Now, however, the markets are unpredictable and the economic...
The bigger your earning, the more important it is to identify your ‘free cash flow’ or excess income that you can set aside for investment. This is much harder to do in Shanghai and other major Asian capital cities because costs and charges are so different, expats’ spending habits...
Key Points: Built in capital equity from point of purchase High Yielding at an average of 8%+ gross Positive cash ow with coverage of a repayment mortgage plus income Mix of one and two bedroom apartments within a courtyard development – produced to a high quality specication Centrally located and within minutes from the city’s...
The status of an expat is more often than not an exciting experience but there are many wealth management mistakes that you can make if you do not take the cautionary measures. This article will introduce you to these mistakes in order to be able to avoid making them...
Expat banking is a topic that many people deciding to live abroad needs to learn about as this fact is part of their everyday living. There are so many things that you as an expat should take care of even before leaving your home country not to mention the...